Loan Product Information
Please call 864.638.5444 for any available specials.

-All loans are simple interest.

-All loans are subject to credit approval.

-All rates and terms are subject to change without notice.

-The maximum Annual Percentage Rate (APR) shall not exceed the maximum Rate Schedule filed with the state of South Carolina Consumer Affairs (currently 18%).

-Real Estate loans exceeding $250,000 require an appraisal by a qualified, fee paid state certified or licensed appraiser (appraiser fees apply).

-Real Estate loans less than $250,000 may not require an appraisal by a qualified, fee paid state certified or licensed appraiser but do require an evaluation by a bank approved evaluator (no fees apply).

-All loans are kept in-house. No loans are sold to the secondary market.

Blue Ridge Bank is a member of the FDIC, which insures deposits up to $250,000 under the FDIC's general deposit insurance rules.