ALL RATES AND TERMS ARE SUBJECT TO CHANGE
WITHOUT NOTICE
FEES MAY REDUCE EARNINGS.
Please call 864.638.5444 for any available specials.
Rates and Terms for
various savings options:
Accurate as of 1/03/2012
|
Type |
Minimum |
Compound |
Annual |
|
Now Checking |
$500 |
Monthly |
0.10% |
|
Regular Savings |
$100 |
Quarterly |
0.25% |
|
Money Mkt. Dep. |
Less than $2,500 |
Bi-Monthly |
0.25% |
|
$2,500 > $10,000 |
Bi-Monthly |
0.25% |
|
|
$10,000 > $25,000 |
Bi-Monthly |
0.30% |
|
|
$25,000 and More |
Bi-Monthly |
0.40% |
|
|
Club Accounts |
$5 |
Annually |
0.50% |
Certificate of Deposit Accounts*:
|
Type |
Minimum |
Compound |
Annual |
|
3 Month CD (91 D) |
$2,000 |
Quarterly |
0.40% |
| 6 Month CD (182 D) | $1,500 | Semi-Annual | 0.55% |
| 12 Month CD | $1,000 | Semi-Annual | 0.80% |
| 18 Month CD | $1,000 | Semi-Annual | 0.85% |
| 24 Month CD | $1,000 | Semi-Annual | 1.15% |
| 30 Month CD | $1,000 | Semi-Annual | 1.20% |
| 36 Month CD | $1,000 | Semi-Annual | 1.25% |
| 48 Month CD | $1,000 | Semi-Annual |
1.30% |
Special Offer Certificate of Deposit*:
-With a new or existing checking account
-For a limited time only
|
Type |
Minimum |
Compound |
Annual |
|
13 Month CD |
$5,000 |
Semi-Annual |
0.85% |
Individual Retirement Accounts:
|
Type |
Minimum |
Compound |
Annual |
| IRA SAVINGS | $100 | Semi-Annual | 0.55% |
| 18 Month IRA CD | $1,500 | Semi-Annual | 0.85% |
*Penalty may be assessed on Certificates of Deposit for early
withdrawal.
**Annual Percentage Yield refers to simple interest.
It assumes reinvestment of the interest earned at the rate
listed.
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