Saving Products

All rates and terms are subject to change without notice. Fees may reduce earnings. Please call 864-638-5444 for any available specials.

Rates effective as of 05/09/2013

Rates and Terms for various savings options:

Type Minimum Deposit Compound Annual Percentage Yield**
Now Checking*** $500 Monthly 0.05%
Regular Savings $100 Quarterly 0.10%
Money Market Deposit Less than $2,500 Bi-Monthly 0.10%
$2,500 > $10,000 Bi-Monthly 0.15%
$10,000 > $25,000 Bi-Monthly 0.20%
$25,000 and More Bi-Monthly 0.25%
Club Accounts $5 Annually 0.15%

Certificate of Deposit Accounts*:

Type Minimum Deposit Compound Annual Percentage Yield**
3 Month CD (91 Days) $2,000 Quarterly 0.10%
6 Month CD (182 Days) $1,500 Semi-Annual 0.25%
12 Month CD $1,000 Semi-Annual 0.30%
18 Month CD $1,000 Semi-Annual 0.35%
24 Month CD $1,000 Semi-Annual 0.40%
30 Month CD $1,000 Semi-Annual 0.45%
36 Month CD $1,000 Semi-Annual 0.50%
48 Month CD $1,000 Semi-Annual 0.55%
60 Month CD $1,000 Semi-Annual 0.90%

Special Offer Certificate of Deposit*:

-With a new or existing checking account -For a limited time only
Type Minimum Deposit Compound Annual Percentage Yield**
13 Month CD $5,000 Semi-Annual 0.35%

Individual Retirement Accounts:

Type Minimum Deposit Compound Annual Percentage Yield**
IRA Savings $100 Semi-Annual 0.20%
18 Month IRA CD $1,500 Semi-Annual 0.35%
*Penalty may be assessed on Certificates of Deposit for early withdrawal.
**Annual Percentage Yield refers to simple interest.
It assumes reinvestment of the interest earned at the rate listed.
***$500.00 Minimum balance is required to earn APY.